FAQ

                                                         Ask Tony Marimon?

1. How competitive are your prices?

The markup on technology products is very low. We are not always the cheapest but our prices include a number of conveniences that our customers value. When you buy from us we receive the machine, deliver to your office and many times will un-box it and test it for you. If damaged we will replace it or have our technician repair it.


2. Will I save money on remanufactured toner?

At first yes but it will cost more in the long run. The consumer in unaware of all the internal parts that toner interacts with inside of a printer. An inferior toner can shorten the life of drums and may print less than an original. It is not uncommon for customers not to tract the actual life of a remanufactured toner. If you buy remanufactured toner insist on a brand that will warranty any damages to your machine.


3. Where can I have our office machines repaired?

As an added value to our customers our technicians are factory trained in many of the leading brand name of office machines. Our customer can call that morning and know that one of our technicians will be dispatched to repair their machine that afternoon. As a small business we understand the needs of our customers. We give our customers a choice of bringing in there machines for a free repair estimate or have a technician dispatched to them.


4. What advice do you have when buying an office machine?

All of our customers have individual needs. We recommend our customers to first consider the type of printing, volume of work and size of workgroup that will be using the machine. Many of our customers call our office for recommendations.


5. Do all printers cost the same to operate?

No, printers can be divided between consumer class and business class. Consumer class printers will normally have small duty cycles and are not repairable if damaged. Business class printers are created for companies that require longer lasting printers. Toners may cost more but will out last a consumer printer by as much as ten times. This will reduce the cost per print.


6. Is an all-in-one machine a good solution to our office needs?

All in one printer are designed for small offices that are limited in office space that they can dedicate to a machine. The convenience of having one machine that can fax, copy and print is ideal for a home office. Until recently only inkjet printer were available. With the introduction of a laser class a small business can now produce a quality output without spending thousands on several machines.

Why Should I Lease Equipment?

As businesses prepare to compete and grow in a new millennium, many are searching for proven new ways to address their equipment financing challenge. The old ways won't meet today's and tomorrow's needs. The choice for many businesses is clear: equipment leasing.

Research indicates that eight out of 10 U.S. companies lease some or all of their equipment. Of all the ways to acquire equipment, leasing is the method most frequently used for all equipment types. In fact, almost any type of equipment can be leased - from printers, copies,  and FAX machines, etc..

Choosing to lease is a smart way to acquire equipment. There are three ways to acquire equipment — you can choose whichever way fits best with your company’s needs.

• You can select the equipment by working with a value-added authorized vendor, such as TM Office Systems Inc., which offers a variety of flexible leasing options.

• You can select and order the equipment and then seek financing through a lessor.

• You can obtain the equipment directly through a lessor.

What are the Benefits of Leasing?

Leasing offers numerous advantages over other financing methods:

Tax treatment. The IRS does not consider an operating lease or a true lease to be a purchase, but rather a tax-deductible overhead expense. Therefore, you can deduct the lease payments from your corporate income.

Balance Sheet Management. Because an operating lease is not considered a long-term debt or liability, it does not appear as debt on your financial statement, thus making you more attractive to traditional lenders when you need them.

100% Financing. With leasing, there is very little money down - perhaps only the first and last month’s payment is due at the time of the lease. Since a lease does not require a down payment, it is equivalent to 100% financing. That means that you will have more money to invest in revenue-generating activities.

Immediate Write-off of The Dollars Spent. Therefore, the equipment does not have to be depreciated over five to seven years.

Flexibility. As your business grows and your needs change, you can add or upgrade at any point during the lease term through add-on or master leases. If you anticipate growth, be sure to negotiate that option when you structure your lease program. You also have the option to include installation, maintenance and other services, if needed.

Customized Solutions. A variety of leasing products is available, allowing you to tailor a program to fit your month-to-month or year-to-year cash flow needs. You are able to customize a program to address your needs and requirements - cash flow, budget, transaction structure, cyclical fluctuations, etc. Some leases allow you, for example, to miss one or more payment without a penalty, an important feature for seasonal businesses.

Asset Management. A lease provides the use of equipment for specific periods of time at fixed payments. The lessor assumes and manages the risk of equipment ownership.

Upgraded Technology. If the nature of your industry demands that you have the latest technology, a short-term operating lease can help you get the equipment and keep your cash. Lease equipment that you expect to depreciate quickly. Your risk of getting caught with obsolete equipment is lower because you can upgrade or add equipment to meet your ever-changing needs.

Speed. Leasing can allow you to respond quickly to new opportunities with minimal documentation and red tape. Most of the time we will approve your application within one hour and you can have your equipment very quickly.

In summary, there are many benefits to leasing, and at TM Office Systems, Inc. we are dedicated to helping our customers decide which leasing option best fits their needs. Please do not hesitate to ask us how our flexible leasing options can help your business now and into the future.

Are you Small Business Certified?

TM Office Systems Inc. is categorized as a small business by definitions given by state and local government. As a Hispanic owned company, we are proud of our ethnic roots and credit our success to hard work and customer service. As a small business we measure our growth by satisfied customers and not quarterly reports. Long before the popularity of supplier diversity programs we were pounding the streets or corporate America giving it all we had. Below you will find some of our certification by City, State and Federal agencies.